Check Credit Score
Your credit scores and history are vitally important to your ability to purchase a home as a First Time Home Buyer.
And having a good job with a good income in order to get approval for that home loan is equally important.
Even if you have bad credit there are still ways to get into a new home.
Here are some links to a few articles I have written on the subject of Credit Scores, Bad Credit Options and How to know Whats A Good Credit Score.
Hopefully they will give you some help in this area of your quest to own your dream home.